Choose Busybee if you
- want to see where your money goes without much setting up
- want your bills and subscriptions found for you, with price rises shown
- mostly use bank accounts and credit cards
- want to pay less each month
Compare
A simpler Monarch alternative. Your spending and bills, with less to set up.
Busybee brings your bank accounts together, sorts your spending into categories, finds every bill and subscription for you and keeps a budget per category if you want one.
Facts about Monarch checked October 29, 2026.
Side by side
Monarch and Busybee, side by side.
| What you need | Monarch | Busybee |
|---|---|---|
| Price | US$14.99 a month or US$99.99 a year | US$9 a month or US$90 a year |
| Free trial | 7 days | A week |
| Works on | Web, iPhone, iPad and Android | Web and Android, with iPhone coming soon |
| Bills and subscriptions | Found for you, on a calendar | Found for you, with price rises shown |
| Budgets | Yes | A budget per category, if you want one |
| Investments and net worth | Yes | No. Bank accounts and cards only |
- PriceMonarchUS$14.99 a month or US$99.99 a yearBusybeeUS$9 a month or US$90 a year
- Free trialMonarch7 daysBusybeeA week
- Works onMonarchWeb, iPhone, iPad and AndroidBusybeeWeb and Android, with iPhone coming soon
- Bills and subscriptionsMonarchFound for you, on a calendarBusybeeFound for you, with price rises shown
- BudgetsMonarchYesBusybeeA budget per category, if you want one
- Investments and net worthMonarchYesBusybeeNo. Bank accounts and cards only
Is it for you?
Which one fits you. Both are good at different things.
Choose Monarch if you
- track investments and net worth
- want savings goals in the same app
- want to share one account with a partner
Switching
Switching over. Three steps.
- 1Create an accountWith an email, then a passkey or an authenticator app to protect it.
- 2Connect your banksSearch for your bank and sign in to it. Busybee can read your accounts but never move money.
- 3See your monthBusybee reads your recent history, so your spending, bills and budgets start with real numbers.
Spent in September 2026View categories
$5,004of $5,050 budget
$46 left with 6 days to go. $476 less than August.
1 Sep1530 Sep
SeptemberAugust $5,480
Questions
Thinking of switching? What Monarch users ask.
Is Busybee cheaper than Monarch?
Yes. Busybee is US$9 a month or US$90 a year. Monarch is US$14.99 a month or US$99.99 a year.
Does Busybee track investments?
No. Busybee covers your bank accounts and credit cards: your spending, bills, budgets and balances.
Can I try Busybee first?
Yes. Every plan starts with a free week, and you can cancel any time.
Can Busybee move my money?
No. Busybee can see your transactions and balances, but it can't make payments or transfers.
Which banks work?
Many US banks and credit unions. Search for yours when you connect, and if you can't find it, email support@busybee.money.
