Choose Busybee if you
- want to see where your money goes without planning every dollar
- want your bills and subscriptions found for you
- want a budget per category only where you want one
- want to pay less each month
Compare
A simpler YNAB alternative. See where your money goes, without planning every dollar.
Busybee starts from what you've spent, sorted into categories as it comes in, with every bill and subscription found for you and a budget per category if you want one.
Facts about YNAB checked October 29, 2026.
Side by side
YNAB and Busybee, side by side.
| What you need | YNAB | Busybee |
|---|---|---|
| Price | US$14.99 a month or US$109 a year | US$9 a month or US$90 a year |
| Free trial | 34 days | A week |
| Works on | Web, iPhone, Android and Apple Watch | Web and Android, with iPhone coming soon |
| Budgets | Plan every dollar | A budget per category, if you want one |
| Bills and subscriptions | Repeating payments you add | Found for you, with price rises shown |
| Investments and net worth | Accounts you add by hand | No. Bank accounts and cards only |
- PriceYNABUS$14.99 a month or US$109 a yearBusybeeUS$9 a month or US$90 a year
- Free trialYNAB34 daysBusybeeA week
- Works onYNABWeb, iPhone, Android and Apple WatchBusybeeWeb and Android, with iPhone coming soon
- BudgetsYNABPlan every dollarBusybeeA budget per category, if you want one
- Bills and subscriptionsYNABRepeating payments you addBusybeeFound for you, with price rises shown
- Investments and net worthYNABAccounts you add by handBusybeeNo. Bank accounts and cards only
Is it for you?
Which one fits you. Both are good at different things.
Choose YNAB if you
- want a plan for every dollar before you spend it
- want to share one subscription with up to six people
Switching
Switching over. Three steps.
- 1Create an accountWith an email, then a passkey or an authenticator app to protect it.
- 2Connect your banksSearch for your bank and sign in to it. Busybee can read your accounts but never move money.
- 3See your monthBusybee reads your recent history, so your spending, bills and budgets start with real numbers.
CategorySpentBudget
Food and drink$2,091$2,200
Home$1,629$1,700
Transport$502$350
Shopping$352$400
Utilities$340$400
Questions
Thinking of switching? What YNAB users ask.
Is Busybee a budgeting app?
Yes. You can set a budget for any category and see what's left as the month goes, without planning every dollar first.
Is Busybee cheaper than YNAB?
Yes. Busybee is US$9 a month or US$90 a year. YNAB is US$14.99 a month or US$109 a year.
Do I have to sort my transactions myself?
No. Busybee puts each one in a category for you, and you can fix any of them.
Can Busybee move my money?
No. Busybee can see your transactions and balances, but it can't make payments or transfers.
Which banks work?
Many US banks and credit unions. Search for yours when you connect, and if you can't find it, email support@busybee.money.
